Personal Protection
Protecting what matters most
Life doesn't always go to plan. An unexpected illness, injury or death can have a significant financial impact on you and your family.
At Ciaran Colm Coyle – Mortgage & Insurance Brokers, we help clients in Strabane, across Northern Ireland and beyond explore personal protection options suited to their individual circumstances.
Whether you want to provide financial security for your family, protect your mortgage or maintain an income if you're unable to work, we'll help you understand the options available and the cover that may be appropriate for your needs.
Explore our protection services below or get in touch to discuss your requirements.
LIFE COVER
Life insurance can help provide financial security for those who matter most to you.
Depending on the type of policy selected, cover can provide a lump sum or regular payments if you pass away during the policy term. This could help your family repay a mortgage, meet household expenses or maintain their standard of living.
We can help you explore the different types of life insurance available and identify cover suited to your personal circumstances, financial commitments and family needs.
CRITICAL ILLNESS
A serious illness can have a significant impact on your finances, particularly if you're unable to work or need time to recover.
Critical illness insurance can provide a lump-sum payment if you're diagnosed with a specified medical condition that meets the policy's definition.
The money could help with mortgage repayments, everyday living costs or making adjustments to your lifestyle while you focus on your recovery.
We can help you compare the different levels of cover available and understand the conditions and benefits included.
INCOME PROTECTION
Your income plays an important role in meeting everyday living costs and maintaining your financial commitments.
Income protection insurance can provide regular payments to replace part of your earnings if you're unable to work because of illness or injury, subject to the policy terms.
Cover can be tailored to your circumstances, including the amount of benefit, how long you must be unable to work before payments begin and the maximum payment period.
We can help you assess your income protection needs and explore the options available.
HOME INSURANCE
Your home is likely to be one of your most valuable assets, making appropriate insurance an important consideration.
Buildings insurance can provide protection against insured damage to your property's structure, while contents insurance can cover belongings within the home against specified risks.
Whether you're purchasing your first property, moving home or reviewing an existing policy, we can help you explore buildings and contents insurance options suited to your needs.
We can also assist with insurance enquiries relating to residential rental properties.